Buying Your First Home

Getting on the property ladder doesn’t have to be the mammoth challenge it is regularly reported to be. Growing property prices, the need for a minimum 5% deposit and the cost of fees don’t make it easy but all of these can be overcome with professional support and direction. Despite the reported doom and gloom, there are advantages that come with being a first time buyer. Many lenders are competing to help you fund your home with a first time buyer mortgage; as a result you can benefit from no/low fees and in some cases cashback to help towards legal costs or stamp duty. First time buyers also have a strong bargaining position when negotiating on a purchase because they have ‘no chain’ (no property to sell) and are therefore very attractive to sellers who are keen to avoid delays or complications.

Your home may be repossessed if you do not keep up repayments on your mortgage

At BeAdvised Mortgage Solutions we help a range of prospective first time buyers in helping them understand and overcome the steps involved in purchasing their first home.

You may already have a deposit saved and are looking for help in securing the most suitable mortgage for your needs.

You may have family who are looking to offer support with your deposit and you are trying to understand your options.

You may have only just started saving but would like to know more about what is needed.

Whatever your position, our friendly and open approach will help us tailor our service to best support your needs. Get in touch and start your journey with us.

During your no obligation initial consultation, Be Advised Mortgage Solutions will help you to:

Seeking expert advice early can help you position yourself and your finances to give you the best options when it comes to a first time buyer mortgage – this will increase the chances of you achieving what you desire and could save you money.

Where possible we offer fee free mortgage advice for first time buyers. Click here for information about our fees and when they would apply.*

Understand how much you may be able to borrow

Understand the different types of mortgage product available to you

Learn about the upfront costs involved in buying your first home

Recognise the ongoing costs involved in having a mortgage and owning your own home

Apply for a ‘Decision in Principle’ so you can prove your eligibility to an Estate Agent

Establish a plan and set clear goals to work towards

Want To Find Out More?

Fill out our contact form, drop us an email or give a call and speak to one of our advisers to see how we can help you today.